/* ═══════════════════════════════════════════════════════
   E-MONEY24 — main.css
   Single source of truth for all page styles.
   Typography normalized, spacing reduced, cards unified.
═══════════════════════════════════════════════════════ */

/* ── TOKENS ─────────────────────────────────────────── */
:root {
  --bg:        #e7ebf3;
  --card:      #ffffff;
  --panel:     #f4f4f6;
  --panel-2:   #eef1f7;
  --line:      #dce3f0;
  --text:      #182755;
  --muted:     #616c86;
  --blue:      #456fd7;
  --blue-dark: #335fcf;
  --navy:      #162760;
  --navy-2:    #0f2a79;
  --cyan:      #1fd2ff;
  --green:     #98e500;
  --shadow:    0 4px 16px rgba(24,39,85,.07);
  --radius:    16px;
  --hero-grad: linear-gradient(135deg,#0f2a79 0%,#188fcb 100%);
  --cta-grad:  linear-gradient(90deg,#1fd2ff 0%,#98e500 100%);
}

/* ── RESET ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }
html  { scroll-behavior: smooth; }
body  {
  margin: 0;
  font-family: Arial, sans-serif;
  font-size: 15px;
  line-height: 1.6;
  background: var(--bg);
  color: var(--text);
  overflow-x: hidden;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ── SHELL ───────────────────────────────────────────── */
.page-shell {
  width: 100%;
  max-width: 1280px;
  margin: 0 auto;
  padding: 18px 16px 0;
  background: var(--bg);
}

/* ── TOPBAR ──────────────────────────────────────────── */
.topbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 14px;
  margin-bottom: 18px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 24px;
  font-weight: 900;
  color: #1a2f79;
}

.brand-dot {
  width: 11px;
  height: 11px;
  border-radius: 50%;
  background: linear-gradient(135deg,var(--cyan),var(--green));
  box-shadow: 0 0 10px rgba(31,210,255,.35);
  flex: 0 0 11px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.nav a {
  position: relative;
  font-size: 15px;
  font-weight: 700;
  color: #2e436f;
  padding: 4px 0;
  transition: color .2s;
}

.nav a:hover, .nav a.active { color: #142760; }

.nav a::after {
  content: "";
  position: absolute;
  left: 0; bottom: -2px;
  width: 0; height: 2px;
  border-radius: 999px;
  background: linear-gradient(90deg,var(--cyan),var(--green));
  transition: width .2s;
}
.nav a:hover::after, .nav a.active::after { width: 100%; }

/* ── HERO / CALCULATOR ───────────────────────────────── */
.hero-outer {
  background: #bfd0ff;
  border: 2px solid rgba(255,255,255,.82);
  border-radius: var(--radius);
  padding: 16px 14px;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.22);
}

.calc-grid {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  align-items: stretch;
}

.calc-card {
  background: #f7f7f7;
  border-radius: var(--radius);
  padding: 12px;
  box-shadow: var(--shadow);
}

.calc-inner {
  background: #ececec;
  border-radius: 12px;
  padding: 14px;
  height: 100%;
}

.calc-sliders { display: grid; gap: 12px; }

.range-block {
  background: #f7f8fb;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 12px 14px;
}

.range-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 10px;
  margin-bottom: 10px;
}

.range-label { font-size: 14px; font-weight: 700; color: #24314d; }
.range-value { font-size: 20px; font-weight: 900; color: var(--blue); white-space: nowrap; }

input[type="range"] {
  width: 100%;
  appearance: none;
  height: 8px;
  border-radius: 999px;
  background: #cad9f5;
  outline: none;
}
input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--blue);
  border: 4px solid #fff;
  box-shadow: 0 3px 10px rgba(69,111,215,.28);
  cursor: pointer;
}
input[type="range"]::-moz-range-thumb {
  width: 22px; height: 22px;
  border: none;
  border-radius: 50%;
  background: var(--blue);
  cursor: pointer;
}

.range-scale {
  display: flex;
  justify-content: space-between;
  margin-top: 8px;
  font-size: 11px;
  font-weight: 700;
  color: #667389;
}

.calc-options {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 4px;
}

.check {
  display: flex;
  align-items: center;
  gap: 6px;
  padding: 8px 12px;
  border-radius: 999px;
  background: #e9eef7;
  border: 1px solid #d8dfeb;
  color: #44516d;
  font-size: 13px;
  font-weight: 700;
  cursor: pointer;
}

/* Summary panel */
.summary-box {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
}

.summary-table {
  background: #f7f7f7;
  border: 1px solid #e1e6ef;
  border-radius: 12px;
  padding: 12px 14px 2px;
  margin-bottom: 12px;
}

.summary-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 8px;
  font-size: 14px;
  font-weight: 700;
  color: #131a29;
  margin-bottom: 12px;
}

.summary-label {
  display: flex;
  align-items: flex-end;
  min-width: 0;
  flex: 1 1 auto;
  white-space: nowrap;
  font-size: 13px;
}
.summary-label::after {
  content: "";
  flex: 1 1 auto;
  border-bottom: 1px dashed rgba(18,24,38,.4);
  margin: 0 6px 4px;
  min-width: 10px;
}

.summary-value { white-space: nowrap; flex: 0 0 auto; font-size: 14px; font-weight: 700; }

.summary-actions { display: grid; gap: 8px; margin-top: auto; }

/* ── BUTTONS ─────────────────────────────────────────── */
.btn-primary,
.btn-secondary,
.btn-cta,
.steps-main-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  font-weight: 700;
  font-size: 15px;
  transition: transform .15s ease, opacity .15s ease;
  cursor: pointer;
  text-decoration: none;
  border: none;
  border-radius: var(--radius);
}

.btn-primary, .btn-secondary, .btn-cta {
  min-height: 48px;
  padding: 10px 18px;
  width: 100%;
}

.btn-primary, .btn-cta { background: var(--cta-grad); color: #13275d; }
.btn-secondary          { background: #3f63cc; color: #fff; }

.btn-primary:hover, .btn-secondary:hover,
.btn-cta:hover, .steps-main-btn:hover { transform: translateY(-1px); opacity: .92; }

/* ── SECTIONS ────────────────────────────────────────── */
.section { margin-top: 40px; }

.section-title {
  margin: 0 0 8px;
  text-align: center;
  font-size: 28px;
  line-height: 1.2;
  font-weight: 900;
  color: #1b2d73;
  letter-spacing: -.2px;
}

.section-sub {
  text-align: center;
  color: #616c86;
  font-size: 15px;
  line-height: 1.5;
  margin-bottom: 20px;
}

/* ── WHO WE ARE ──────────────────────────────────────── */
.who-we-are {
  max-width: 900px;
  margin: 32px auto 0;
  padding: 0;
}

.who-we-are-card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
}

.who-we-are-card h2 {
  margin: 0 0 10px;
  font-size: 18px;
  font-weight: 900;
  color: #1b2d73;
  line-height: 1.2;
}

.who-we-are-card p {
  margin: 0 0 10px;
  color: #2d3748;
  font-size: 14px;
  line-height: 1.7;
}

.who-we-are-list {
  margin: 0;
  padding-left: 18px;
  color: #2d3748;
  font-size: 14px;
  line-height: 1.8;
}

/* ── ADVANTAGES ──────────────────────────────────────── */
.adv-grid {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.adv-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
}

.adv-card h3 {
  margin: 0 0 14px;
  font-size: 17px;
  font-weight: 900;
  color: #1b2d73;
  text-align: center;
}

.adv-item { margin-bottom: 14px; }
.adv-item:last-child { margin-bottom: 0; }

.adv-item-title { margin-bottom: 4px; font-size: 14px; font-weight: 700; color: #2a3347; }
.adv-item-text  { font-size: 13px; line-height: 1.6; color: #606b83; }

/* ── STEPS ───────────────────────────────────────────── */
.steps-layout {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  align-items: center;
}

.steps-left { text-align: center; }

.steps-left h2 {
  margin: 0;
  font-size: 26px;
  line-height: 1.2;
  color: #152862;
  font-weight: 900;
}

.steps-left p {
  margin: 10px 0 16px;
  color: #5f6a84;
  font-size: 14px;
}

.steps-main-btn {
  min-height: 48px;
  width: 100%;
  max-width: 320px;
  margin: 0 auto;
  padding: 0 20px;
  border-radius: 999px;
  background: #152862;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
}

.steps-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.step-card {
  background: #fff;
  border-radius: var(--radius);
  min-height: 150px;
  padding: 0 14px 14px;
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow);
}

.step-badge {
  width: 90px;
  height: 66px;
  border-radius: 0 0 56px 0;
  background: linear-gradient(135deg,var(--green),var(--cyan));
  color: #fff;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding-top: 10px;
  font-size: 38px;
  font-weight: 900;
  box-shadow: 6px 5px 0 #152862;
}

.step-text {
  margin-top: 10px;
  font-size: 14px;
  line-height: 1.4;
  font-weight: 700;
  color: #50555e;
}

/* ── SECURITY ────────────────────────────────────────── */
.safe-grid {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 14px;
}

.safe-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 18px 16px;
  box-shadow: var(--shadow);
}

.safe-icon { font-size: 22px; color: #4fd8a5; font-weight: 900; margin-bottom: 10px; }

.safe-card h4 { margin: 0 0 8px; font-size: 15px; line-height: 1.3; color: #494a52; font-weight: 700; }
.safe-card p  { margin: 0; font-size: 13px; line-height: 1.6; color: #61656f; }

/* ── FAQ ─────────────────────────────────────────────── */
.faq-tabs {
  max-width: 900px;
  margin: 0 auto 14px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.faq-tab {
  position: relative;
  flex: 1 1 240px;
  border: none;
  border-radius: var(--radius);
  padding: 16px 16px 44px;
  text-align: left;
  background: #8c8c91;
  color: #fff;
  cursor: pointer;
  transition: background .2s;
}

.faq-tab.active { background: #18265c; }

.faq-tab-title { font-size: 16px; font-weight: 700; margin-bottom: 6px; }
.faq-tab-sub   { font-size: 13px; line-height: 1.4; max-width: 280px; }

.faq-tab-arrow {
  position: absolute;
  right: 14px; bottom: 12px;
  width: 30px; height: 30px;
  border: 2px solid #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}

.faq-list {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  gap: 10px;
}

.faq-item {
  background: #fff;
  border: 1px solid #dbe1ec;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.faq-question {
  width: 100%;
  border: none;
  background: transparent;
  text-align: left;
  padding: 16px 18px;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 12px;
  font-size: 15px;
  font-weight: 700;
  color: #4f525a;
  cursor: pointer;
}

.faq-question .icon {
  width: 28px; height: 28px;
  flex: 0 0 28px;
  border-radius: 50%;
  background: #ececef;
  color: #8b8c91;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  line-height: 1;
  font-weight: 900;
}

.faq-answer {
  display: none;
  padding: 0 18px 16px;
  color: #6b7282;
  font-size: 14px;
  line-height: 1.7;
}

.faq-item.open .faq-answer { display: block; }

.faq-note {
  max-width: 900px;
  margin: 16px auto 0;
  text-align: center;
  color: #697285;
  font-size: 13px;
  line-height: 1.6;
}

/* ── COMPLIANCE: CALC DISCLAIMER ─────────────────────── */
.calc-disclaimer {
  max-width: 1080px;
  margin: 12px auto 0;
}

.calc-disclaimer-inner {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: #f0f4ff;
  border: 1px solid #c8d5f5;
  border-radius: 12px;
  padding: 12px 16px;
}

.calc-disclaimer-icon {
  font-size: 17px;
  color: #456fd7;
  flex-shrink: 0;
  line-height: 1.5;
}

.calc-disclaimer-inner p {
  margin: 0;
  font-size: 12px;
  line-height: 1.7;
  color: #2e3a58;
}

/* ── COMPLIANCE: REPRESENTATIVE EXAMPLE ──────────────── */
.rep-example-wrap {
  max-width: 860px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
}

.rep-example-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 12px;
  margin-bottom: 14px;
}

.rep-example-cell {
  background: #f4f6fb;
  border-radius: 10px;
  padding: 12px;
  text-align: center;
}

.rep-example-label {
  font-size: 11px;
  color: #616c86;
  font-weight: 700;
  margin-bottom: 5px;
  line-height: 1.4;
}

.rep-example-value {
  font-size: 17px;
  font-weight: 900;
  color: #1b2d73;
}

.rep-example-note {
  margin: 0;
  font-size: 12px;
  color: #616c86;
  line-height: 1.65;
  border-top: 1px solid #e8ecf5;
  padding-top: 12px;
}

/* ── COMPLIANCE: CHECKLIST ───────────────────────────── */
.checklist-wrap {
  max-width: 860px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
}

.checklist {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 12px;
}

.checklist li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  line-height: 1.6;
  color: #2d3748;
}

.checklist-icon {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: linear-gradient(135deg,var(--green),var(--cyan));
  color: #13275d;
  font-size: 11px;
  font-weight: 900;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

/* ── UNIFIED FOOTER ──────────────────────────────────── */
.site-footer-unified {
  margin-top: 48px;
  background: #fff;
  border-top: 1px solid var(--line);
}

.sfu-section-heading {
  margin: 0 0 14px;
  font-size: 11px;
  font-weight: 700;
  color: #8a94a8;
  text-transform: uppercase;
  letter-spacing: .6px;
}

.sfu-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 28px 20px 24px;
}

.sfu-operator-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 16px;
  margin-bottom: 18px;
}

.sfu-col { display: flex; flex-direction: column; gap: 4px; }

.sfu-label {
  font-size: 10px;
  font-weight: 700;
  color: #8a94a8;
  text-transform: uppercase;
  letter-spacing: .5px;
}

.sfu-value {
  font-size: 13px;
  font-weight: 700;
  color: #1b2d73;
  line-height: 1.5;
}

.sfu-value a { color: var(--blue); text-decoration: none; }
.sfu-value a:hover { text-decoration: underline; }

.sfu-links {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 16px;
  padding: 12px 0;
  border-top: 1px solid #eaecf3;
  border-bottom: 1px solid #eaecf3;
  margin-bottom: 12px;
}

.sfu-links a {
  font-size: 12px;
  font-weight: 700;
  color: var(--blue);
  text-decoration: none;
}
.sfu-links a:hover { text-decoration: underline; }

.sfu-disclaimer {
  margin: 0 0 10px;
  font-size: 11px;
  line-height: 1.75;
  color: #8a94a8;
}

.sfu-copy {
  margin: 0;
  font-size: 11px;
  color: #b0b8cc;
}

/* ── COOKIE BANNER ───────────────────────────────────── */
/* Desktop: bottom bar. Mobile: centered overlay modal (see @media). */
#cookie-banner {
  position: fixed;
  left: 16px; right: 16px; bottom: 16px;
  z-index: 9999;
  background: transparent;
  display: none;
  max-width: 720px;
  margin: 0 auto;
  border: none;
  padding: 0;
  box-shadow: none;
  border-radius: 0;
}

/* Desktop inner card */
.cookie-modal-card {
  background: #fff;
  border: 1px solid #ddd;
  border-radius: 12px;
  padding: 14px;
  box-shadow: 0 8px 24px rgba(0,0,0,.10);
}

#cookie-banner p { margin: 0 0 10px; color: #1f2937; line-height: 1.6; font-size: 13px; }

#cookie-banner .cookie-actions { display: flex; gap: 8px; flex-wrap: wrap; }

#cookie-banner button {
  appearance: none;
  border: 0;
  border-radius: 8px;
  padding: 9px 16px;
  font-size: 13px;
  cursor: pointer;
}

#cookie-accept { background: #111827; color: #fff; }
#cookie-reject { background: #f3f4f6; color: #111827; }

/* ── ARTICLE / INNER PAGES ───────────────────────────── */
.page-narrow { width: 100%; max-width: 1040px; margin: 0 auto; }

.article-wrap { width: 100%; max-width: 900px; margin: 0 auto; }

.article-hero {
  background: var(--hero-grad);
  color: #fff;
  border-radius: var(--radius);
  padding: 26px 20px;
  margin-bottom: 18px;
}

.article-hero h1  { margin: 0 0 10px; font-size: 26px; line-height: 1.15; font-weight: 900; }
.article-hero p   { margin: 0; font-size: 15px; line-height: 1.6; }

.article-hero .btn-row {
  display: flex;
  justify-content: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 18px;
}

.article-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  line-height: 1.75;
  box-shadow: var(--shadow);
}

.article-card h2  { margin: 22px 0 8px; font-size: 18px; line-height: 1.2; color: #1b2d73; font-weight: 900; }
.article-card p   { margin: 0 0 12px; font-size: 14px; line-height: 1.75; color: #22304f; }
.article-card ul,
.article-card ol  { padding-left: 22px; margin: 0 0 12px; }
.article-card li  { font-size: 14px; line-height: 1.7; margin-bottom: 6px; color: #22304f; }

.city-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 20px;
}

.city-item {
  display: block;
  padding: 14px 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  color: #233456;
  font-weight: 700;
  font-size: 14px;
  box-shadow: var(--shadow);
}

/* ═══════════════════════════════════════════════════════
   RESPONSIVE — MOBILE FIRST
═══════════════════════════════════════════════════════ */

/* ── 1100px tablet collapse ── */
@media (max-width: 1100px) {
  .calc-grid,
  .adv-grid,
  .steps-layout  { grid-template-columns: 1fr; }
  .safe-grid     { grid-template-columns: repeat(2,1fr); }
  .section-title { font-size: 22px; }
  .steps-left h2 { font-size: 20px; }
}

/* ═══════════════════════════════════════════════════════
   MOBILE — ≤ 768px
   Design goal: centered, readable, premium, tappable.
   All sections share one 20px-padded axis.
═══════════════════════════════════════════════════════ */
@media (max-width: 768px) {

  /* ────────────────────────────────────────────────────
     GLOBAL CONTAINER
     20px sides = consistent visual axis for everything.
  ─────────────────────────────────────────────────── */
  .page-shell {
    padding: 16px 20px 0;
    overflow-x: hidden;
  }

  /* ────────────────────────────────────────────────────
     HEADER
     Larger brand, centered, well-spaced nav links.
  ─────────────────────────────────────────────────── */
  .topbar {
    flex-direction: column;
    align-items: center;
    gap: 10px;
    margin-bottom: 18px;
    padding-bottom: 14px;
    border-bottom: 1px solid rgba(220,227,240,.6);
  }

  .brand {
    font-size: 22px;
    font-weight: 900;
    justify-content: center;
    gap: 10px;
  }

  .brand-dot { width: 12px; height: 12px; }

  .nav {
    display: flex;
    justify-content: center;
    gap: 0;
    width: 100%;
  }

  .nav a {
    font-size: 15px;
    font-weight: 700;
    padding: 8px 14px;        /* larger tap area */
    color: #2e436f;
  }

  /* ────────────────────────────────────────────────────
     HERO / CALCULATOR
     Full-width centered cards, readable inputs.
  ─────────────────────────────────────────────────── */
  .hero-outer {
    padding: 14px 12px;
    border-radius: 18px;
    overflow: hidden;
  }

  .calc-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .calc-card {
    padding: 10px;
    border-radius: 16px;
  }

  .calc-inner {
    padding: 14px;
    border-radius: 12px;
  }

  .calc-sliders { gap: 12px; }

  .range-block {
    padding: 14px 16px;
    border-radius: 12px;
    overflow: hidden;
  }

  .range-top {
    flex-wrap: nowrap;
    align-items: center;
    gap: 8px;
    margin-bottom: 10px;
  }

  .range-label { font-size: 15px; font-weight: 700; white-space: nowrap; }
  .range-value { font-size: 18px; font-weight: 900; white-space: nowrap; }
  .range-scale { font-size: 12px; margin-top: 8px; }

  input[type="range"] { height: 6px; }
  input[type="range"]::-webkit-slider-thumb { width: 24px; height: 24px; }

  /* Checkboxes: horizontal row, full-width labels */
  .calc-options {
    flex-direction: row;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 6px;
  }

  .check {
    flex: 1 1 auto;
    font-size: 14px;
    padding: 10px 14px;
    border-radius: 12px;
    justify-content: flex-start;
    min-height: 44px;
  }

  /* Summary panel */
  .summary-table {
    padding: 14px 16px 4px;
    border-radius: 12px;
    overflow: hidden;
    margin-bottom: 14px;
  }

  .summary-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: nowrap;
    gap: 8px;
    font-size: 14px;
    margin-bottom: 12px;
  }

  .summary-label {
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
    flex: 0 0 auto;
    max-width: 58%;
  }

  .summary-label::after {
    display: none;            /* remove dashes on mobile */
  }

  .summary-value {
    font-size: 14px;
    font-weight: 700;
    text-align: right;
    flex: 0 0 auto;
  }

  /* CTA buttons — large tap targets */
  .btn-primary, .btn-secondary, .btn-cta {
    min-height: 52px;
    font-size: 16px;
    font-weight: 700;
    border-radius: 14px;
    width: 100%;
  }

  /* ────────────────────────────────────────────────────
     DISCLAIMER under calculator
  ─────────────────────────────────────────────────── */
  .calc-disclaimer {
    margin: 14px 0 0;
  }

  .calc-disclaimer-inner {
    flex-direction: row;
    gap: 10px;
    padding: 14px 16px;
    border-radius: 12px;
    align-items: flex-start;
  }

  .calc-disclaimer-icon {
    font-size: 18px;
    flex-shrink: 0;
    margin-top: 1px;
  }

  .calc-disclaimer-inner p {
    font-size: 13px;
    line-height: 1.65;
  }

  /* ────────────────────────────────────────────────────
     SECTIONS — global
  ─────────────────────────────────────────────────── */
  .section { margin-top: 32px; }

  /* Section titles: strong but not oversized */
  .section-title {
    font-size: 20px !important;
    line-height: 1.25;
    letter-spacing: -.1px;
    padding: 0;
    margin-bottom: 8px;
  }

  .section-sub {
    font-size: 14px;
    line-height: 1.5;
    margin-bottom: 16px;
    padding: 0;
  }

  /* ────────────────────────────────────────────────────
     ABOUT SERVICE
  ─────────────────────────────────────────────────── */
  .who-we-are { margin-top: 24px; }

  .who-we-are-card {
    padding: 18px 16px;
    border-radius: 16px;
  }

  .who-we-are-card h2 { font-size: 17px; margin-bottom: 10px; }
  .who-we-are-card p  { font-size: 14px; line-height: 1.7; }
  .who-we-are-list    { font-size: 14px; line-height: 1.75; padding-left: 18px; }

  /* ────────────────────────────────────────────────────
     REPRESENTATIVE EXAMPLE
     Proper card with 2-col grid, readable values.
  ─────────────────────────────────────────────────── */
  .rep-example-wrap {
    padding: 18px 16px;
    border-radius: 16px;
  }

  .rep-example-grid {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 16px;
  }

  .rep-example-cell {
    padding: 12px 10px;
    border-radius: 10px;
    text-align: center;
  }

  .rep-example-label { font-size: 11px; margin-bottom: 5px; }
  .rep-example-value { font-size: 16px; font-weight: 900; }
  .rep-example-note  { font-size: 12px; line-height: 1.65; padding-top: 14px; }

  /* ────────────────────────────────────────────────────
     CHECKLIST
  ─────────────────────────────────────────────────── */
  .checklist-wrap {
    padding: 18px 16px;
    border-radius: 16px;
  }

  .checklist { gap: 14px; }

  .checklist li {
    font-size: 14px;
    line-height: 1.6;
    gap: 10px;
  }

  .checklist-icon {
    width: 22px;
    height: 22px;
    font-size: 11px;
    flex-shrink: 0;
    margin-top: 2px;
  }

  /* ────────────────────────────────────────────────────
     COMPARISON INFO (advantages)
  ─────────────────────────────────────────────────── */
  .adv-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .adv-card {
    padding: 18px 16px;
    border-radius: 16px;
  }

  .adv-card h3 { font-size: 16px; margin-bottom: 14px; }

  .adv-item { margin-bottom: 14px; }
  .adv-item-title { font-size: 14px; margin-bottom: 4px; }
  .adv-item-text  { font-size: 13px; line-height: 1.6; }

  /* ────────────────────────────────────────────────────
     STEPS
  ─────────────────────────────────────────────────── */
  .steps-layout {
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .steps-left { text-align: center; }

  .steps-left h2 {
    font-size: 20px;
    line-height: 1.3;
    font-weight: 900;
  }

  .steps-left p {
    font-size: 14px;
    margin: 10px 0 14px;
  }

  .steps-main-btn {
    max-width: 100%;
    width: 100%;
    min-height: 52px;
    font-size: 16px;
    font-weight: 700;
    border-radius: 999px;
  }

  .steps-grid {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .step-card {
    min-height: 130px;
    padding: 0 12px 14px;
    border-radius: 16px;
  }

  .step-badge {
    width: 64px;
    height: 50px;
    font-size: 26px;
    padding-top: 8px;
    border-radius: 0 0 40px 0;
    box-shadow: 4px 3px 0 #152862;
  }

  .step-text {
    font-size: 13px;
    line-height: 1.45;
    margin-top: 10px;
    font-weight: 700;
  }

  /* ────────────────────────────────────────────────────
     SECURITY CARDS
  ─────────────────────────────────────────────────── */
  .safe-grid {
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .safe-card {
    padding: 16px 14px;
    border-radius: 16px;
  }

  .safe-icon { font-size: 18px; margin-bottom: 10px; }
  .safe-card h4 { font-size: 13px; margin-bottom: 7px; line-height: 1.3; }
  .safe-card p  { font-size: 12px; line-height: 1.55; }

  /* ────────────────────────────────────────────────────
     FAQ
  ─────────────────────────────────────────────────── */
  .faq-tabs {
    flex-direction: column;   /* stack tabs on mobile */
    gap: 8px;
    margin-bottom: 12px;
  }

  .faq-tab {
    flex: 1 1 100%;
    padding: 14px 14px 44px;
    border-radius: 16px;
  }

  .faq-tab-title { font-size: 15px; font-weight: 700; }
  .faq-tab-sub   { font-size: 13px; }
  .faq-tab-arrow { width: 28px; height: 28px; font-size: 14px; right: 12px; bottom: 12px; }

  .faq-list { gap: 8px; }

  .faq-item { border-radius: 16px; }

  .faq-question {
    font-size: 14px;
    font-weight: 700;
    padding: 16px 14px;
    line-height: 1.45;
    gap: 12px;
  }

  .faq-question .icon {
    width: 26px;
    height: 26px;
    flex: 0 0 26px;
    font-size: 17px;
  }

  .faq-answer {
    font-size: 13px;
    line-height: 1.7;
    padding: 0 14px 16px;
  }

  .faq-note {
    font-size: 12px;
    margin-top: 14px;
    text-align: center;
    padding: 0;
  }

  /* ────────────────────────────────────────────────────
     FOOTER — REBUILT FOR MOBILE
     Clean groups, consistent spacing, readable text.
  ─────────────────────────────────────────────────── */
  .site-footer-unified {
    margin-top: 32px;
    border-top: 2px solid var(--line);
  }

  .sfu-inner {
    padding: 24px 20px 32px;  /* 20px = same axis as page-shell */
  }

  .sfu-section-heading {
    font-size: 10px;
    letter-spacing: .5px;
    margin-bottom: 16px;
  }

  /* Operator grid: single column stacked for clarity */
  .sfu-operator-grid {
    grid-template-columns: 1fr;
    gap: 14px;
    margin-bottom: 20px;
  }

  .sfu-col {
    display: flex;
    flex-direction: row;      /* label and value side by side */
    align-items: flex-start;
    gap: 10px;
  }

  .sfu-label {
    font-size: 10px;
    letter-spacing: .4px;
    color: #8a94a8;
    text-transform: uppercase;
    flex: 0 0 64px;           /* fixed label column width */
    padding-top: 2px;
  }

  .sfu-value {
    font-size: 13px;
    font-weight: 600;
    line-height: 1.5;
    color: #1b2d73;
    word-break: break-word;
    flex: 1;
  }

  .sfu-value a { color: var(--blue); }

  /* Policy links: 2×2 grid — readable but compact */
  .sfu-links {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 16px;
    padding: 16px 0;
    margin-bottom: 16px;
    border-top: 1px solid #eaecf3;
    border-bottom: 1px solid #eaecf3;
  }

  .sfu-links a {
    font-size: 13px;
    font-weight: 700;
    color: var(--blue);
    display: block;
    padding: 4px 0;
    line-height: 1.3;
  }

  .sfu-disclaimer {
    font-size: 12px;
    line-height: 1.75;
    color: #8a94a8;
    margin-bottom: 14px;
  }

  .sfu-copy {
    font-size: 12px;
    color: #b0b8cc;
    line-height: 1.5;
  }

  /* ────────────────────────────────────────────────────
     COOKIE MODAL — replaces bottom bar on mobile
     Centered overlay modal for better UX.
  ─────────────────────────────────────────────────── */
  #cookie-banner {
    /* Reset bottom-bar positioning */
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    top: 0;
    /* Centered modal */
    display: none;
    align-items: center;
    justify-content: center;
    padding: 24px 20px;
    background: rgba(15, 27, 64, 0.55);  /* dark overlay */
    backdrop-filter: blur(2px);
    z-index: 9999;
    border-radius: 0;
    border: none;
    box-shadow: none;
    max-width: none;
    margin: 0;
  }

  /* When shown, use flex to center the inner card */
  #cookie-banner[style*="block"] {
    display: flex !important;
  }

  /* Inner card — the actual white modal */
  #cookie-banner::before { display: none; } /* no pseudo-elements needed */

  .cookie-modal-card {
    background: #fff;
    border-radius: 20px;
    padding: 24px 20px 20px;
    width: 100%;
    max-width: 340px;
    box-shadow: 0 20px 60px rgba(0,0,0,.25);
    position: relative;
  }

  .cookie-modal-card p {
    font-size: 14px;
    line-height: 1.65;
    color: #1f2937;
    margin: 0 0 18px;
  }

  .cookie-modal-card .cookie-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
  }

  .cookie-modal-card button {
    min-height: 48px;
    font-size: 15px;
    font-weight: 700;
    border-radius: 12px;
    border: none;
    cursor: pointer;
    padding: 12px 10px;
    text-align: center;
  }

  /* ── Article / inner pages ── */
  .article-hero    { padding: 18px 16px; border-radius: 16px; }
  .article-hero h1 { font-size: 20px; }
  .article-card    { padding: 18px 16px; border-radius: 16px; }
  .article-card h2 { font-size: 16px; }
  .article-card p,
  .article-card li { font-size: 14px; }

  .city-grid { grid-template-columns: 1fr; }
}

/* ═══════════════════════════════════════════════════════
   VERY SMALL — ≤ 390px (iPhone SE, older Android)
═══════════════════════════════════════════════════════ */
@media (max-width: 390px) {

  .page-shell { padding: 14px 16px 0; }

  .section-title { font-size: 18px !important; }

  .brand { font-size: 20px; }

  /* Steps single-column */
  .steps-grid { grid-template-columns: 1fr; gap: 8px; }
  .step-card  { min-height: auto; padding-bottom: 16px; }

  /* Security single-column */
  .safe-grid { grid-template-columns: 1fr; gap: 8px; }

  /* Rep example keep 2-col */
  .rep-example-grid { grid-template-columns: 1fr 1fr; }

  /* Footer links single column */
  .sfu-links { grid-template-columns: 1fr; gap: 8px; }

  /* Cookie modal full-width */
  #cookie-banner { padding: 20px 16px; }
  .cookie-modal-card { max-width: 100%; }
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}

.brand-logo {
  width: 36px;
  height: 36px;
  display: block;
  object-fit: contain;
  flex-shrink: 0;
}

.brand-text {
  font-size: 22px;
  font-weight: 800;
  line-height: 1;
  color: #111827;
  letter-spacing: -0.02em;
}

.topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px 20px;
}

.nav {
  display: flex;
  align-items: center;
  gap: 18px;
}

.nav a {
  text-decoration: none;
  color: #111827;
  font-weight: 600;
  transition: opacity .2s ease;
}

.nav a:hover {
  opacity: .75;
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  border: 0;
  background: transparent;
  cursor: pointer;
  flex-shrink: 0;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  margin: 5px auto;
  background: #111827;
  border-radius: 2px;
}

@media (max-width: 768px) {
  .topbar {
    position: relative;
    padding: 14px 16px;
  }

  .brand-text {
    font-size: 20px;
  }

  .brand-logo {
    width: 32px;
    height: 32px;
  }

  .nav-toggle {
    display: inline-block;
  }

  .nav {
    display: none;
    position: absolute;
    top: calc(100% + 8px);
    left: 16px;
    right: 16px;
    z-index: 1000;
    background: #ffffff;
    border-radius: 16px;
    box-shadow: 0 18px 40px rgba(15, 23, 42, 0.14);
    padding: 14px;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
  }

  .nav.is-open {
    display: flex;
  }

  .nav a {
    display: block;
    width: 100%;
    padding: 12px 4px;
  }
}